Advisen Press Release: Advisen Publishes Comprehensive Research Report on Soft Market

Advisen

Contact: Matt Otepka

104° West Partners

206-855-7826

matt.otepka@west.com

ADVISEN PUBLISHES COMPREHENSIVE RESEARCH

REPORT ON INSURANCE SOFT MARKET

Advisen Briefing Shows Property and Casualty Sectors Enjoying Excellent Results,

But Notes Rate Drops Across Most Lines of Business

New York, October 8, 2007 – Advisen, Ltd., the leading provider of technology and data to the global commercial insurance industry, today published an industry research report entitled “The Soft Market: How Low Can It Go?”

The Advisen Briefing demonstrates the supply and demand factors which have shaped the insurance pricing cycle leading to the current capacity glut. Additional findings in the report discuss the improving loss experience across some lines, new market efficiencies created by alternative sources of capacity such as cat bonds and reinsurance sidecars, and underwriting discipline on the soft market.

Detailing falling rates in almost every line of business using industry intelligence from both public and proprietary sources, including Advisen’s ADVx™ composite premium change index,

report author and Advisen Editor-in-Chief, Dave Bradford summarizes the report with the following:

“The commercial property and casualty insurance market is presently enjoying excellent results. However, storm clouds are gathering as rates fall in almost every line of business. It is likely that rates will continue to plunge until policyholders’ surplus – “supply” in the insurance supply-and-demand equation – is balanced with demand for insurance capacity. By one measure – the ratio of policyholders’ surplus to U.S. gross domestic product – it would take more than $100 billion of extraordinary catastrophe losses to wipe out overcapacity and spark a reversal in the market cycle in 2007.”

This Advisen Briefing is available for free to Advisen subscribers and for a small fee to others. For additional information or to attain a copy of the research report, call 212.897.4800.

About Advisen

Advisen Ltd. equals success for insurance professionals, driving growth and profitability through the broadest platform of analytics and information services. Designed and evolved by risk and insurance experts, and used daily by more than 100,000 professionals, Advisen combines the industry’s deepest data sets with proprietary analytics and applications that drive the risk and insurance lifecycle. Advisen is headquartered in New York with offices in London.  For more information, visit www.advisen.com or call 212.897.4800.

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